The festive season is in full swing in India, as Diwali 2024 approaches and consumers flock to shops and on-line platforms. Amid this, e-commerce websites are launching offers after offers to draw prospects, providing enticing reductions on electronics like smartphones, together with the iPhone 15. Whereas these offers are tempting, there’s a main threat you want to concentrate on. : scams. One specific rip-off takes benefit of Flipkart customers, exploiting the ‘Pay later’ choice to trick individuals into revealing their one-time passwords (OTP) and different delicate info, as reported by India right this moment know-how.
For these unfamiliar, Flipkart’s Pay Later is a credit score possibility that permits prospects to buy merchandise and pay for them later, just like a bank card. However the report means that scammers are utilizing this characteristic to trick unsuspecting customers into revealing their OTPs.
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Flipkart Pay Later Rip-off – How Does It Work?
Worry is the primary tactic scammers use to get to you, and this rip-off is not any totally different. The scammer contacts the sufferer and claims that somebody is attempting to entry their Flipkart Pay Later account, creating a way of urgency and nervousness. Profiting from this concern, the scammer, posing as a Flipkart agent, instructs the sufferer to dial or press sure numbers on their telephone to keep away from fraud.
The scammer then ups the ante to seem extra authentic by requesting that the OTP be despatched to the sufferer’s telephone. That is how the rip-off operates and on no account must you present anybody with an OTP. India At this time Tech experiences that one of many workers got here throughout this rip-off however managed to acknowledge it in time.
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High methods to remain protected
As normal observe in instances like this, all the time confirm the caller earlier than continuing with any directions. Even then, do not forget that no authentic group together with Flipkart or any financial institution will ask you in your OTP over the telephone. If somebody applies for OTP, it’s a rip-off. One other solution to keep protected is to stay calm and affected person. Scammers usually depend on concern to strain victims into revealing delicate info, akin to banking passwords or OTPs. They could even attempt to persuade victims to share their screens remotely.
Be cautious and solely proceed after understanding the scenario. And, when you understand that you’re being scammed, report it to the authorities instantly. Reporting scams may also help forestall others from falling sufferer to the identical fraudulent actions sooner or later.
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